Savings & Investments

Interest rates are currently at record lows. You have undoubtedly worked hard for your money and making sure that your savings are working hard for you is more important than ever. The banks and building societies often attract us with good initial rates of interest and then the rate will drop. We will research the market to ensure that you are making the most of your savings and discuss the other options that may be relevant for your circumstances, whether you have existing savings or are simply looking to build up a nest egg for the future.

We provide independent advice on Individual Savings Accounts, regular saving products, Bonds and structured products, as well as the National Savings and Investment range of products.

Pensions

With the current economic difficulties in the world and the austerity measures that have been introduced in the UK it is possible that the state will no longer be able to provide for you in the way they did your grand parents. Could you live on £140 per week?

Pensions are designed to enable you to save sufficient money to live comfortably after you have retired from work. There are many different investment options used to save for retirement and the taxation and investment elements of these can appear baffling.

We can help you through the pensions maze and help you achieve your goals for a happy and prosperous retirement, whether that is on the golf course, in the garden or cruising round the Caribbean!